Zulkifli, Suhaila, Ade Raihana Shafira, and Tajuddin Noor. “Analisis Yuridis Perlindungan Hukum Konsumen Terhadap Tindakan Intimidatif Debt Collector Dalam Penagihan Pembiayaan”. IURIS NOTITIA : JURNAL ILMU HUKUM 4, no. 2 (October 26, 2026): 436–447. Accessed November 3, 2026. https://ojs.ninetyjournal.com/IURIS/article/view/624.