Rika Saputri Lubis and Nenna Isra Syahputri 2026. Synergizing Historical Similarity and Probabilistic Attributes: A Dual-Engine Machine Learning Model for Subsidized Housing Credit Risk. Journal Computer and Technology. 4, 1 (Jul. 2026), 48–60. DOI:https://doi.org/10.69916/comtechno.v4i1.411.